We work with businesses across most industries, including retail, restaurants, professional services, e-commerce, and manufacturing. Generally, we look for businesses that have been operating for at least 6 months and generate consistent monthly revenue. Each situation is unique, so we evaluate applications based on overall business health rather than strict industry restrictions.

Most approved businesses receive their funds within 1-3 business days after final approval. The entire process from application to funding typically takes 24-72 hours, depending on how quickly you provide the required documentation. We pride ourselves on fast decisions and quick access to capital when your business needs it most.

Initial applications and pre-qualification typically involve only a soft credit check, which won't impact your credit score. A hard credit inquiry may be required during final approval for certain funding options, but we'll always inform you before this step. We work with businesses across the credit spectrum and focus on your business performance, not just credit scores.

Business funding can be used for virtually any legitimate business purpose, including inventory purchases, equipment upgrades, marketing campaigns, hiring staff, or covering cash flow gaps. Many of our clients use funding to take advantage of growth opportunities, manage seasonal fluctuations, or invest in business improvements that drive long-term success.